Independent Mortgage Advice | Birmingham

Our Services

The following is a list of services we offer:

• Residential mortgages: this is to help you buy house to live in.
• Re-mortgages: this is where you already own your house and you are looking to find another lender with a cheaper interest rate and or borrow more money.
• Let to Buy mortgages: this is a mortgage to buy a house to live in when you intend to let the house you currently live in.
• Buy to Let mortgages: this is a mortgage to buy a house to let.
• Self-Build mortgages: this is a mortgage to help you build or convert a property into a home for you to live in, to sell or to let.
• Bridging loans: this is a short term loan to assist in a quick purchase of a house or business property that is either not mortgageable because it is in need of refurbishment or that it is being bought at auction.
• Commercial loans: this is to help with the purchase of either a business as a going concern or a commercial property such as a block of shops or industrial units to rent out.

The FCA do not regulate buy to let, commercial loans and commercial bridging loans.

No fee will be charged for any initial consultation. However for advice and a recommendation that is accepted and leads to a mortgage application a fee may be charged. A full quotation will be provided to include all costs and any fees that would need to be paid.

Your home may be repossessed if you do not keep up the repayments on your mortgage or any loan secured on it.

We also help clients with arranging the following:
 
There is no charge or fee payable for arranging any one of the following. Illustrations and terms will always be provided.

• Life & or Critical Illness Assurance.
• Mortgage Protection Assurance.
• Accident, Sickness & Un-employment Cover/Income Replacement.
• Household Building & or Contents Insurance.
• Landlords Property Insurance with or without Rent Guarantee.
• Commercial Insurance, Public Liability, Property Owners etc.

'If you are about to undertake anyone of the above important financial commitments, take the time to explore your options, with us, could save you money and give you and your family peace of mind'

Mortgagesfullstop is authorised and regulated by the Financial Conduct Authority. Reg No. 303369